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American Home Shield

Home Warranty Plans & Coverage

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Homeowner Coverage

Our homeowners plans are for people who have owned their home for at least 90 days or own a rental property. If you are buying or selling a home, or have done so within the last 90 days, please click "Real Estate Plans" above.

See below for a list of items that are covered based on the home warranty plan that you select.

Home Systems & Appliances

Covered in all homeowner plans

Air Conditioners
Interior Electrical Lines
Interior Plumbing Lines
Heating Systems
Main Breaker & Fuse Panel Box
Water Heaters
Built-in Exhaust, Bathroom, Attic & Whole House Fans
Faucets & Valves
Ceiling Fans
Built-in Jetted Tub Motors, Pumps & Air Switch Assemblies
Garage Door Openers

Covered in ShieldGold™ and ShieldPlatinum™ plans

Ranges & Cooktops
Built-in Microwaves
Garbage Disposals
Installed Instant Hot/Cold Water Dispensers

Coverage Add-Ons & Member Benefits

Add-ons available, require purchase of a base plan

Electronics Protection Plan
Pool & Built-in Spa Equipment
Guest Unit
Septic System Ejector Pump & Pumping
Well Pumps
Roof Leak Repair

Benefits available to our members with all plans

HVAC Tune-ups
Rekey Service
New HVAC Program
Smart Home & Tech Installation
Dryer Vent Cleaning
Partner Discounts & Offers
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Coverage that’ll keep you smiling

At American Home Shield, we cover the major components of your home systems and appliances that break down over time due to normal wear and tear, undetectable, pre-existing conditions or breakdowns caused by a lack of maintenance, and malfunctions due to rust or corrosion - all without needing to provide maintenance records. If we can’t repair your covered item, we’ll replace it subject to the limitations and exclusions of your plan agreement.

Current member? Please log into MyAccount to view your current contract and coverage details or to place a service request 24/7.


Homeowner Coverage FAQs

The price of a home warranty depends on a few factors, such as  the level of  coverage  you need for your home, your service fee, and the size and location of your home. As a member of American Home Shield, you choose the service fee amount you pay (either $100 or $125 plus sales tax where applicable) when you sign up for your home warranty. You will pay a service fee each time you place a service request and a Pro (plumber, electrician, etc.) comes to your home to provide service. The amount you choose can help adjust your monthly cost — a higher service fee results in a lower monthly cost, or if you think you may be placing a lot of service requests throughout the year, a lower service fee may make sense for you. With three plans to choose from, you can pick the plan that’s right for you. 

Our best home warranty plan is the one that’s right for you and your home. The ShieldSilver™ plan covers the parts and components of your must-have systems like your heating and cooling, plumbing, and electrical systems. ShieldGold™ covers all of the above plus your laundry and kitchen appliances. And with ShieldPlatinum™, you get coverage for just about everything: home systems and appliances, plus premium features like roof leak repair coverage, unlimited AC refrigerant, and one free HVAC Tune-up per agreement term. No two homes are the same, and that’s why we have options – so you can find the plan that fits your needs.

Our standard contract term is 1 year and can be renewed upon expiration. When you purchase a new home warranty plan, there is a 30-day waiting period before you can make your first service request.

You can place your first service request 30 days after you sign up for your home warranty plan. You will not be charged until your coverage begins at the 30-day mark.

Yes! We don't care how old your home’s systems and appliances are. You can purchase an American Home Shield home warranty without an inspection or maintenance records. 

There is a $5,000 per system limit for HVAC systems with all three plans, although some limitations do apply ($1,500 coverage limit for Geothermal A/C systems and coverage up to $1,000 should the Pro need to cut through concrete to access any system components). The coverage limit for appliances depends on your plan: The ShieldGold plan covers up to $2,000 for each covered appliance and the ShieldPlatinum plan covers up to $4,000 for each covered appliance. The ShieldSilver  plan does not cover appliances. Additional limitations and exclusions apply – see plan agreement for details.

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