Warranty Pitch
Home Warranty Cost

Home warranty prices don't have to be complicated.

Let's break it down.

With flexible warranty options, affordable prices and user-friendly service requests, American Home Shield makes it easy for our members to feel confident and in control of their homes and budgets.

How is Home Warranty Cost Determined?

When it comes to coverage, one size doesn’t fit all. That’s why we need a few key details from you to generate an accurate home warranty quote. Here are the factors that determine your monthly home warranty cost:

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Factor 1

Home Details

Size, Type and Location of Your Home

We offer home warranty coverage for the following property types:

  • Single-family homes
  • Duplexes, triplexes, and quadplexes
  • Townhomes and condos
  • Mobile homes

In addition to the type of home you have, the square footage of your home can affect warranty pricing and availability. Depending on where you live, your cost could also include state or local taxes. When you request a free home warranty quote from American Home Shield, we use the details you provide to inform you of your full plan costs upfront, including any applicable taxes.

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Factor 2

Plan Type

The Home Warranty Plan You Select

Whether you’ve been in your home for years, just closed 90 days ago or are currently buying or selling a home, we offer a variety of warranty plans for every stage of homeownership.

With flexible plans and pricing, American Home Shield has a solution that works for your home and budget.

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Factor 3

Additional Coverage

The Options to Customize Your Plan

From electronics to swimming pools, we offer protections that go beyond typical home warranties — and you can add them to any American Home Shield plan.

When you request your free home warranty quote, you will see the monthly cost for your plan, plus any additional coverage options you select.

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Factor 4

Trade Service Call Fee

The Cost of Requesting Service

If you’ve never had a home warranty before, you might be unfamiliar with a Trade Service Call Fee (TSCF). But rest assured, it’s a standard way to get prompt service from a qualified professional. Because different plans have different TSCFs, this can affect your monthly payment.

When you request service, you pay a small fee to have a contractor diagnose the problem. This fee covers the time your contractor spends investigating the issue and figuring out how to fix it.

  • If it’s confirmed that the breakdown is covered, that’s it. Your plan will pay for the repair or replacement once you’ve paid your TSCF.
    If the cause of the breakdown of covered item is not covered, or the repair or replacement exceeds your coverage limit, you will still pay your TSCF for the contractor’s diagnosis. You will work with your contractor to determine the out of pocket costs for repair or replacement.

Plans for every stage of home Ownership

Staying in your home?

Find the plan that fits your home and budget.

Buying or selling a home?

Get real estate-exclusive plans and pricing.


With over 2 million members, American Home Shield pays out more claims than any other home warranty company. If a covered item breaks, we fix it — if we can’t fix it, we replace it.*

Without a home warranty, it can cost a lot to repair or replace the systems you rely on.

Coolingcan cost youup to $3,800
Heatingcan cost youup to $3,625
Plumbingcan cost youup to $1,200
Appliancescan cost youup to $1,500

*See the plan contract for coverage details, including service fees, limitations and exclusions. Charges for non-covered items may apply.

Fortunately, our home service plans help with the cost of household repairs, and coverage lasts for a full year. So even if repair prices keep going up in the coming year, the cost of your coverage won’t.

You could pay THOUSANDS for a single repair or replacement — or a fraction of that cost for an entire year of coverage with American Home Shield.


The easiest way to understand the value of our coverage is to see it in action. Check out the following real system and appliance breakdowns and how we took care of our members in each situation.*

*See the plan contract for coverage details, including service fees, limitations and exclusions. Charges for non-covered items may apply.

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