Roof Leak Repair Coverage

Roof Leak Repair Coverage includes roof leaks that are typically not covered by homeowners insurance. We cover roof leaks in single-family homes caused by dry rot, broken or missing shingles, standard freezing and thawing cycles, and normal wear and tear, which we define as deterioration to the point of damage that occurs due to ordinary use. Typically, on a roof, wear and tear damage is merely the result of exposure to the elements. Limitations and exclusions apply.  Please see the Roof Leak Repair Coverage page above for full coverage details. 

We cover detached, single-family homes with non-shared roofs that have asphalt shingles, slate, concrete, and clay tiles, or wood shingles and wood shake tiles. We also cover flat roofs (including those with rolled and vinyl materials). In addition to the main materials of the roof, we also cover components and parts like flashing, sealant, and underlayment. Limitations and exclusions apply.  Please see the Roof Leak Repair Coverage page above for full coverage details.   

Condos, townhomes, and other properties with shared roofs. We also do not cover metal or green roofs (also called eco roofs – where the roof has live plants and vegetation on top) because they require special skills and unique tools to repair. Limitations and exclusions apply.  Please see the Roof Leak Repair Coverage page above for full coverage details.  

If a roof leak is covered, we will repair it subject to your plan’s limitations and exclusions, but we do not provide full roof replacements.  

Once your coverage begins (30 days after you purchase your new home warranty plan) you can request service 24/7 online or call 1-888-691-2854 during standard business hours to request service. 

Roof-mounted installations such as solar water heaters or solar panels and roof-penetrating items such as skylights, vents, chimneys, cupolas, and exhaust lines are NOT covered. They aren’t considered part of your roof. Furthermore, components permanently attached to these items are not covered. These items often require special equipment to repair or replace. Patch or seal flashing, shingles and shakes, seams, nail pops, underlayment, and vinyl membrane are all considered part of the roof and are covered. Limitations and exclusions apply. Please see the Roof Leak Repair Coverage page above for full coverage details.   

Our best plan is the one that’s right for you! The ShieldSilver™ plan is for homeowners who want to cover the must-haves like your heating and cooling, plumbing, and electrical systems. The ShieldGold™ plan is perfect for anyone who wants to live life with less interruptions, especially in the laundry room and kitchen, with coverage for the main systems AND appliances you use every day. And with the ShieldPlatinum™ plan, you get coverage for just about everything: key components of 23 major home systems and appliances, plus premium features like Roof Leak Repair Coverage, double the coverage for appliances, and a free HVAC Tune-up. No two homes are the same, and that’s why we have options – so you can find the plan that fits your needs. 

If the roof leak repair is covered, you only pay your Trade Service Call Fee (the fee you pay each time you place a service request and a trade professional comes to your home to provide service) any anything that exceeds the $1,500 coverage limit. Roof Leak Repair Coverage covers up to $1,500 to repair roof leaks per contract term.  

No, condos, townhomes, and properties with shared roofs are not eligible for Roof Leak Repair Coverage, since we are not able to verify that roof leak is specific to the covered property associated to the warranty. 

Roof Leak Repair Coverage is available in every state, except Hawaii.