ShieldSilverTM Plan

Coverage for Crucial Home Systems

With the ShieldSilver plan, you get coverage for parts of 14 major systems that keep your home up and running, including heating and air conditioning, electrical, and plumbing systems.

  • $50,000 limit per agreement term
  • $5,000 HVAC limit per system

See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.


*American Home Shield will cover up to $1,000 should the contractor need to cut through concrete to access any system components, Geothermal A/C systems also have a coverage limit of $1,500. 


What's Included? We help you pay to repair or replace the items listed below and connect you with experienced Pros. It's a win-win for your home and budget.

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Heating & Air Conditioning

  • Air Conditioners
  • Heating Units
  • Ductwork
Electrical Systems & Accessories  Image

Electrical Systems & Accessories

  • Built-in Exhaust, Vent & Attic Fans
  • Main Breaker & Fuse Panel Box
  • Doorbells
  • Interior Electrical Lines
  • Ceiling Fans
  • Garage Door Openers
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Plumbing Systems & Accessories

  • Interior Plumbing Lines
  • Toilets
  • Faucets & Valves
  • Whirlpool Tub Motor & Components
  • Water Heaters
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Maintenance Services

  • Rekey
  • Discounted Heat or A/C Tune-up
  • Indoor Service & Maintenance
  • Tech Installation & Support
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Coverage Levels

  • Refrigerant ($10/lb covered)
  • Unlimited Number of Covered Systems
  • $5,000 HVAC Limit Per System

*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.

Our plans can help you control out-of-pocket expenses

Without a home warranty, it can cost a lot to repair or replace the systems you rely on. 

Cooling Icon
can cost to you
up to $3,800
Heating Icon
can cost to you
up to $3,625
Plumbing Icon
can cost to you
up to $1,200

Repair/replacement costs are the eightieth percentile of U.S. costs according to a nationwide survey of homeowners conducted in 2019 by ClearVantage for American Home Shield.

You could pay THOUSANDS for a single repair or replacement — or a fraction of that cost for an entire year of coverage with American Home Shield.

Do the math with our savings calculator.

Answer a couple of questions about your home to find out how much you could save with a home warranty.

Savings Calculator
Your home extends beyond four walls — shouldn't your coverage? When you add additional protections to your plan, you simplify the service process by making us your go-to for just about everything.

You can add these options to any of our home warranty plans for an additional cost:

Electronics Protection Plan Image
Electronics Protection Plan
Protect an unlimited number of new and used devices like TVs, laptops and more.
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Pool & Built-in Spa Equipment
Covers components of the heating, pumping, and filtration system for chlorine pools and built-in spas.

Additional coverage availability varies by location and property type. See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply. 


More than 2 million members trust us to protect their home and budget.

Real members. Real testimonials.

People across the country love the protection an American Home Shield® home warranty provides, and our testimonials prove it.

Our plans get top marks from industry pros.

As seen on

Designing Spaces (Airing on Lifetime)
Curious about what our coverage is really like? Watch home improvement/renovation expert, and AHS® spokesperson, Matt Blashaw, interview Tara, a long-time American Home Shield member.
Matt Blashaw interviewing Tara, an American Home Shield member

Why choose AHS? (5:01)

Designing Spaces with Matt Blashaw

Consumer Affairs Icon
Best Company Awards Icon

ShieldSilver covers 14 of your home’s major critical systems including Heating and Cooling, Electrical, and Plumbing. Shield Silver does not cover your appliances or roof leak repairs.

If you aren’t interested in upgrading plans to ShieldGold or ShieldPlatinum, some coverages like Roof Leak Repair are available as add-ons to the SheildSilver plan.

To explore the difference between ShieldSilver, ShieldGold and ShieldPlatinum, see our Plan Comparison page.

AHS does not require you to pay annual fees upfront and does not have additional fees for you to pay monthly. We keep your home up and running, and your budget on track !

With the ShieldSilver plan, there is a $50,000 aggregate limit, and we never limit the number of service requests you can make! *See plan contract

Heating and Air Conditioning systems will have a maximum coverage limit of $5,000 per system per agreement term.

Some exceptions to know about when you comparison shop

● For geothermal, water source or glycol AC and Heat systems, your coverage cap is $1,500.

● If plumbing or ductwork is only accessible through concrete we cover up to $1,000 each (one cap for plumbing, and one cap for ductwork) for that work (including access and returning the space to a rough finish when we’re done).

● Refrigerant is covered up to $10/lb. So for example – if you needed 5 lbs. of refrigerant that cost $60/lb., the total cost will be $300. AHS will pay $50, and you cover the remainder. If you’re interested in unlimited refrigerant coverage, check out our Shield Platinum plan.

● Coverage is not included for additional modifications, corrections of code violations, or permits needed for covered repairs. If you’re interested in modification or permit coverage, check out our Shield Platinum plan.

See our sample contract.

We communicate throughout your service request to keep you updated on coverage decisions before work is completed. For work completed that exceeds your coverage, you pay AHS the remainder.

You get a say if you don’t want us to complete the repair if it isn’t covered - you don’t have to track multiple bills from Pros – we handle it for you

An AHS customer service representative can help you answer any questions you might have related to the coverage. Call 888.682.1043.

ShieldSilver prices vary depending on your states and property type – coverage for a four-plex is more than for a single family home for example – so you know you’re getting the best deal for your needs. That’s why we need your address to show accurate prices. ShieldGold is always priced above the ShieldSilver plan – bringing you value with all 9 kitchen and laundry appliances covered.

You can pick your price for ShieldSilver by customizing your Service Fee. Paying more for each service request lowers your monthly contract cost or with a higher monthly contract price, you can pay less for each service.

To get your personalized quote, shop plans now.

Your effective contract date begins 30 days after your order is placed. When you buy online, the date your plan starts shows on the confirmation page and in your email confirmation!

We don’t charge you until your coverage starts, but you can still set up your customer MyAccount to keep your service history organized, and access maintenance services and member benefits.

You may also request a delayed start date by contacting us 888.682.1043.



is our most comprehensive coverage for parts of systems, appliances, roof leaks, and more.


protects parts of crucial systems, as well as the appliances you use every day.
New homeowners celebrating in their new home

Need a warranty for your real estate transaction?

Our real estate plans are designed just for home buyers and sellers — and we offer real estate-exclusive pricing that sweetens the deal.

Get quote for your real estate agent.
Need help?
Talk to our Shield Agents 24/7.

New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.