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Home Systems

Warranty Coverage

Protect your budget and make breakdowns less stressful with Home Systems Coverage from American Home Shield.

*American Home Shield will cover up to $1,000 should the contractor need to cut through concrete to access any system components. Geothermal A/C systems also have a coverage limit of $1,500.

Systems Coverage

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Why do I need a home warranty?

PROTECTING YOUR BUDGET.

AND YOUR PEACE OF MIND.

Let's face it, stuff breaks down. An American Home Shield home service plan can help make these inevitable breakdowns less stressful. As a member, you know your budget, your time and let’s be honest, your sanity, are covered.

CHOOSE YOUR PLAN

Find a plan that's right for you. We're super flexible.

ShieldSilver™

Helps protect parts of 14 major systems that keep your home running.
Heating and Cooling Systems
Electrical Systems
Plumbing Systems

ShieldGold™

Covers everything in ShieldSilver, plus 9 more appliances that you use every day.
Heating and Cooling Systems
Electrical Systems
Plumbing Systems
Kitchen Appliances
Laundry Appliances
Best Coverage

ShieldPlatinum™

Covers everything in ShieldGold, plus roof leaks and more.
Heating and Cooling Systems
Electrical Systems
Plumbing Systems
Kitchen Appliances
Laundry Appliances
Roof Leak Repairs
FREE HVAC Tune-up
Unlimited A/C refrigerant
Coverage for code violations and permits
Besides the specific terms listed here, coverage may be limited by general exclusions in your home warranty contract. For more coverage information, please read the Sample Contract, including but not limited to, the "Coverage Overview" and "".
Home Warranty Membership Coverage - Father & Daughter in their Home

OUR MEMBERS GET MORE.

All home warranties are not created equal. Our Shield Assurances are always included, even in our base plans. This means you’ll get coverage for:
Older items, no matter their age
Undetectable pre-existing conditions
Items without maintenance records
Breakdowns caused by lack of maintenance
Improper installations, repairs or modifications
Malfunctions due to sediment, rust or corrosion
Removal of old, defective items
Duplicates of the same item, like that extra A/C unit

FAQs

American Home Shield covers components of the key systems that keep your home running. Please click on each system for specific coverage details: Air ConditionersHeating UnitsDuctworkBuilt-in Exhaust, Vent & Attic FansMain Breaker & Fuse Panel Box, Doorbells & Chimes, Interior Electrical Lines, Ceiling Fans, Garage Door Openers, Interior Plumbing Lines, ToiletsFaucets & Valves, Water Heaters, and Whirlpool Tub & Motor Components 

There’s no maximum coverage limit in our ShieldSilver™ShieldGold™, and ShieldPlatinum™ plans for repair or replacement of most of our covered systems. Some limitations apply, such as a $1,500 coverage limit for Geothermal A/C systems. American Home Shield will also cover up to $1,000 should the contractor need to cut through concrete to access any system components.  See sample contract for full details.

Yes. Say your water heater breaks down and can’t be repaired. Our contractor comes to replace it for you thanks to your American Home Shield coverage. But, your new water heater is a different size than the old one, so the drain and gas lines won’t reach. To get the new unit hooked up, we’ll need to make some modifications. This coverage helps cover the cost to extend or adjust those lines and get everything working properly. We may also find that the water heater’s location is no longer up to code per your city’s ordinances. so we’ll find a new spot for it and cover the relocation cost. Once it's time for installation, a permit will be needed, so this coverage also helps pay for any permit fees needed to complete the modifications. Our ShieldPlatinum™ plan covers up to $1,000 for modifications, code requirements, and permits. The ShieldSilver™ and ShieldGold™ plans do not include this coverage.  

YesWe don't care how old your home systems and appliances are. You can purchase an American Home Shield® home warranty without an inspection or maintenance records. 

You'll pay a Trade Service Call Fee (which you select when you purchase your home warranty) each time a trade professional contractor (plumber, electrician, HVAC technician) comes to your home to provide service. For example, when both your toilet and your air conditioner break down, two kinds of trade professionals need to come out to fix your problem. The plumber can't fix the A/C. However, if your toilet and your sink break down (which are both plumbing issues), only one trade service professional will come out and you'll only pay one fee (plus sales tax where applicable). If the appliances and systems in your home are older, you may want to select a lower Trade Service Call Fee in case you end up using your plan more frequently. In a home with new systems and appliances, a higher Trade Service Call may be a better fit since you may not have as many service requests, but want the peace of mind of coverage.

Yes, many other home maintenance and repair services are available through our sister company, American Home Shield ProConnect. 

The price of a home warranty depends on a few factors, such as the level of coverage you need for your home and the Trade Service Call Fee you selectWith three plans to choose from, you can pick the plan that’s right for you and your home’s needs.  

Our best plan is the one that’s right for you! The ShieldSilver™ plan is for homeowners who want to cover the must-haves like your heating and cooling, plumbing, and electrical systems. The ShieldGold™ plan is perfect for anyone who wants to live life with less interruptions, especially in the laundry room and kitchen, with coverage for the main systems and appliances you use every day. And with the ShieldPlatinum™ plan, you get coverage for just about everything: key components of 23 major home systems and appliances, plus premium features like Roof Leak Repair Coverage, double the coverage amount for appliances, and a free HVAC Tune-up. No two homes are the same, and that’s why we have options – so you can find the plan that fits your needs. 

Our standard contract term is 1 year and can be renewed upon expiration. When you purchase a new home warranty plan, there is a 30-day waiting period before you can make your first service request. 

You can place your first service request 30 days after you buy your home warranty plan.

Our best plan is the one that’s right for you! The ShieldSilver™ plan is for homeowners who want to cover the must-haves like your heating and cooling, plumbing, and electrical systems. The ShieldGold™ plan is perfect for anyone who wants to live life with less interruptions, especially in the laundry room and kitchen, with coverage for the main systems and appliances you use every day. And with the ShieldPlatinum™ plan, you get coverage for just about everything: key components of 23 major home systems and appliances, plus premium features like Roof Leak Repair Coverage, double the coverage for appliances, and a free HVAC Tune-up. No two homes are the same, and that’s why we have options – so you can find the plan that fits your needs. 

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