Sometimes your dream home is not always a huge house. For some, less is more. If you just bought a condo for your primary home, you should learn how a home warranty can help your manage your budget.
Why You Should Get a Home Warranty for Your New Condo
Not everyone’s dream home is a big, single-family house, and that’s okay. A new condo or townhouse might be perfectly suited to your needs, especially if you want to live in an urban or downtown setting, or don’t want the headache of caring for a lawn and garden. A condo combines all the convenience of urban apartment living with the independence and freedom of home ownership.
But just because you live in a condo doesn’t mean things can’t go wrong with your appliances and home systems. Your HOA fees might cover common areas and external building maintenance, but you’d be hard-pressed to get the HOA to pay for your new refrigerator. That’s where a home warranty from American Home Shield® comes in.
Home warranties aren’t just for single-family homes. Condo and townhouse owners can also benefit from them, too. A home warranty offers you some financial protection from unexpected breakdowns and failures of many components of your home’s systems and appliances. It also takes some of the hassle out of scheduling repairs because you just have to place one call to get a contractor out to diagnose and fix your issue.
You Never Know What Can Go Wrong in Your Home
Your home is a machine. It’s made up of dozens of complex systems and appliances, each of which is itself made up of many moving parts. Your heating and cooling, electrical wiring, plumbing and home appliances all work together to help make your house safe and comfortable.
When everything’s working smoothly, you barely even notice these systems and appliances at work. But when something breaks, you definitely notice. Suddenly, your house is freezing or too hot, or there’s water everywhere, or your refrigerator has stopped running and there’s nothing to eat. You can’t predict when something like this will happen. All you can know for sure is that it will happen.
There’s Never a Good Time for a Breakdown
No time is a good time for something in your home to unexpectedly break. But it seems like home systems and appliances always fail at the worst possible time. Record-setting heat wave? That’ll be the week your air conditioner dies. Having everyone over for Thanksgiving? That’ll be the day your sink gets clogged or your garbage disposal kicks it.
A Home Warranty Helps Protect Your Budget and Your Home
One of the most frustrating things about dealing with an unexpected breakdown is the fact that it can deplete your emergency fund or force you to rearrange your budget to accommodate the cost of repairs. That’s where a home warranty can be a huge help.
What does a home warranty cover? Coverage can vary widely from one provider to the next. At American Home Shield, we offer coverage for components of up to 21 of your home’s systems and appliances. Systems we cover include heating and ductwork, A/C, electrical, doorbells, plumbing, water heaters, central vacuums, ceiling fans and smoke detectors. Appliances we cover include refrigerators, ranges, clothes washers and dryers, built-in microwaves, trash compactors, dishwashers, built-in food centers and freestanding ice makers. Now, we also offer our customers optional electronics coverage for TVs, laptops, tablets and more, through the Electronics Plan by Asurion®.
You can choose to cover just your appliances, your home systems, or for the best value, you can cover both with our combo plan. Additionally, you can build your own plan and cover just the systems and appliances you’re most concerned about. We cover items no matter the age and we don’t require maintenance records.
Having a home warranty makes it easy to plan for repairs to be done if something does break down in your home. When a covered home system or appliance breaks down, simply place a call to American Home Shield, and we’ll send one of our professional network contractors out to your home. You’ll pay a Trade Service Call Fee when you request service, rather than paying the full retail cost of the replacement or repair. Plus, you can request service by phone or online, 24 hours a day.
Having a home warranty makes it much easier to plan financially for unexpected repairs and replacements. Moving into a new house is always financially stressful – you’ve paid closing costs, acquired homeowner’s insurance, paid for movers, and maybe even bought new furniture and appliances. Be prepared for unexpected breakdowns and repairs. Help protect your budget and your new home with a home warranty from American Home Shield.