Peace of mind for condo living
Help protect your major appliances, systems, and sanity. Get the condo coverage you need with an AHS home warranty today.
Why You Should Get a Home Warranty For Your New Condo
AHS Editorial Team
November 17, 2025
Your condo’s HOA fees might cover shared spaces and exterior upkeep, but they likely won’t protect the systems and appliances inside your unit. A condo home warranty helps fill that gap, covering many of the breakdowns your HOA and insurance won’t, so you can protect your budget and keep life running smoothly.
Key takeaways
- HOA fees typically only cover maintenance of common areas, not repairs inside your unit.
- A condo home warranty can help cover major systems and appliances when they break down from normal wear and tear.
- American Home Shield offers flexible coverage options, dependable repairs and, as a benefit to select plans, video chat for real time help
What is a condo home warranty?
While you may think of a home warranty as something that only benefits homeowners with sprawling suburban homes and lots of land, a home warranty can be just as useful for a condo owner.
A condo home warranty is a service plan agreement that helps cover the cost of repairing or replacing covered parts of key home systems and appliances when they break down from normal wear and tear. While your HOA fees may cover shared spaces and exterior upkeep, they typically don’t pay for repairs inside your unit—like a broken refrigerator, leaky plumbing, or an AC that suddenly quits.
Instead of paying out of pocket for those covered breakdowns, a condo warranty can help protect your budget. If a covered system or appliance stops working, you can request service from your provider, and they’ll arrange for a qualified Pro to diagnose and repair the problem.
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What does a condo home warranty cover?
Coverage varies by provider, but many home warranties for condos include:
Major home systems:
Heating and ductwork, air conditioning, plumbing, and electrical.
Key appliances:
Refrigerators, ovens, dishwashers, washers, dryers, and more.
Optional add-ons:
Electronics or other specialty items you want protected.
A condo home warranty fills important gaps left by your HOA and condo insurance, giving you an extra layer of protection and making it easier to handle the unexpected.
See what’s covered by an American Home Shield home warranty
Protecting your condo: HOA, condo insurance, and home warranty
Owning a condo often means enjoying the perks of shared maintenance and fewer exterior upkeep worries, but it can also lead to confusion about what’s really covered when something goes wrong.
Your HOA fees typically maintain common areas, landscaping, and the building’s exterior, but they probably won’t pay to repair your dishwasher or fix your AC unit. Condo insurance helps cover your belongings and certain types of damage inside your unit, such as from fire or theft, but it doesn’t handle wear-and-tear breakdowns.
An American Home Shield® condo warranty is built to fill in the gaps. A home warranty for your condo covers many of the major systems and appliances you rely on every day—things your HOA and condo insurance won’t touch. From your water heater to your electrical system, AHS offers flexible plans to help with the inevitable breakdowns that come with everyday living.
With an AHS home warranty for your condo, you get more than just budget protection—you gain peace of mind. When a covered item stops working, you can simply place a service request and let our network of qualified independent Pros handle the rest.
No hunting for a repair person. Just straightforward, stress-free service that helps keep your home running.
Benefits of condo warranty coverage
A condo home warranty from American Home Shield makes it easier and less stressful to handle covered breakdowns that your HOA and insurance won’t cover.** Here’s what it offers:
Budget protection:
Covers many costly repairs or replacements for major covered systems and appliances when they fail from normal wear and tear, helping save you from big, unexpected bills.
Peace of mind:
With an AHS home warranty for condos, you can relax knowing you have a plan in place when a covered item stops working.
Simplified process:
Place a service request over the app, online, or by phone, pay your service fee and we’ll connect you with a Pro from our trusted network.
Dependable repairs:
Our network of Pros delivers quality work, backed by a 30-day workmanship guarantee.
About American Home Shield condo warranties
An American Home Shield condo warranty gives you more than just basic coverage. It’s designed to fit your budget and your lifestyle. You can customize your home warranty plan with flexible add-ons like electronics protection, and more, so your coverage works for the way you live.
With over 50 years in the home warranty industry, American Home Shield has built a longstanding reputation for dependable service. Our expansive network of qualified Pros is ready to handle repairs, and as a benefit to select plans, you can even connect with a live repair Expert via video chat for troubleshooting and solutions without waiting for an in-person visit.*
Whether it’s protecting your budget, saving you time, or simply making home ownership easier, an American Home Shield condo home warranty is coverage you can count on—today and for years to come.
Disclaimers:
* Video chat feature available as a benefit to AHS members with select plans. See ahs.com for hours and details.
** See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
AHS assumes no responsibility, and specifically disclaims all liability, for your use of any and all information contained herein.
