Repair & Maintenance

Can a Home Warranty Cover Pre-Existing Conditions?

Looking into buying a home warranty but have older appliances? Or maybe you've already tried to fix the appliance yourself? Learn if a home warranty still covers your appliance or system with a pre-existing condition.

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If you have older appliances, you might hesitate to spend money on a home warranty. You might think it’s not worth it, because a home warranty won’t cover breakdowns of your aging, perhaps poorly maintained, appliances. And, in many cases, you’d be right. Many home warranty providers won’t cover pre-existing conditions, and some require detailed maintenance records before they’ll agree to repair or replace an appliance.

But not American Home Shield®. Our home warranties cover undetectable, pre-existing conditions — those that could not have been identified by either a mechanical test, like turning the appliance on and off to see if it works, or a visual inspection for missing or damaged parts. We will repair or replace your covered appliances and home systems no matter how old they are, even if you don't have service records. 

What Does a Home Warranty Cover?

American Home Shield home warranties cover components of up to 21 home systems and appliances. Just how much your home warranty covers will depend on which plan you buy. Our Combo Plan offers the most coverage. You’ll get all 21 of the home systems and appliances covered under this plan. This includes coverage for your HVAC, washer and dryer, dishwasher, ceiling fans, garbage disposals, ductwork, central vacuum, and more. If you have old appliances and old home systems, the Combo Plan is the best value to give you the coverage you need.

If you have old appliances but newer home systems, try the Appliances Plan, which offers coverage for up to 10 major appliances, including your refrigerator, range, dishwasher, clothes washer and dryer, and built-in microwave. 

If you have new appliances but older home systems, you can choose the Systems Plan, which covers up to 11 home systems. 

When you compare our plans, you’ll notice that our Systems, Appliances and Combo Plans offer coverage for some appliances and systems that many homeowners don’t have. Some of these less-common covered items include trash compactors, built-in food centers and central vacuums. You can choose our Build-Your-Own Plan to customize your coverage to just the home systems and appliances you have. Maybe you don’t have air conditioning in your home — there’s no need for you to buy A/C coverage, but you might still need heating coverage. Or maybe you live in Los Angeles and the reverse is true. Our flexible coverage options allow homeowners to tailor their coverage to their needs.

Do you have a pool, spa, well, septic system, or guest house? American Home Shield offers add-on coverage. You can even get coverage for an unlimited number of eligible electronics, no matter how old they are or how long ago their original warranties expired.

American Home Shield members also enjoy additional benefits. For example, if you need a new appliance, you can use our Appliance Discount Program to get a good price on a brand-name appliance. We offer our members discounted air filters, and we’ll deliver them right to your door. You can also request a pre-season HVAC tune-up for your A/C in the spring and your heating in the fall, so you can prevent unexpected breakdowns of your heating and cooling in the middle of the season, when you need those systems the most.

How Much Is a Home Warranty?

American Home Shield provides home warranty plans for every budget. A Combo Plan costs about $600 a year. With flexible pricing, you can choose to pay monthly or annually. You can even choose which day of the month you’d like to pay your plan costs. 

When you request service and a contractor comes to your home to work on your issue, you’ll pay a Trade Service Call fee for the visit. This fee will vary from $75 to $125, depending on the tier you choose when you sign up. The higher your Trade Service Call Fee, the lower your monthly costs. We work with a network of more than 15,000 local contractors across the nation, so when you use American Home Shield, you’re supporting local businesses. And because we have such an extensive network, we’ll always be able to find someone who can handle your issue. If the service contractor we send can’t repair your appliance or home system, we’ll cover the cost of replacement, up to your plan limits.

If you want to buy a home warranty, but you’re afraid your old appliances or home systems won’t be covered, don’t worry. At American Home Shield, we’re committed to empowering our members to protect themselves from the costs of unexpected home repairs. Buy your plan online now, or call to get help from one of our service representatives.

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