HOME WARRANTY COST THAT FITS YOUR BUDGET.

A HOME WARRANTY PLAN THAT SUITS YOUR LIFE.

Choose from different plans and flexible pricing to find the plan that works best for you. Our Home Warranty costs start at $39.99 per month.


ShieldSilver

TM

Helps protect parts of 14 major systems that keep your home running.
Heating and Cooling Systems
Electrical Systems
Plumbing Systems
Most Popular

ShieldGold

TM

Covers everything in ShieldSilver, plus 9 more appliances that you use every day.
Heating and Cooling Systems
Electrical Systems
Plumbing Systems
Kitchen Appliances
Laundry Appliances
Best Coverage

ShieldPlatinum

TM

Covers everything in ShieldGold, plus bonus extras like roof leak repairs and more.
Heating and Cooling Systems
Electrical Systems
Plumbing Systems
Kitchen Appliances
Laundry Appliances
Roof Leak Repairs
FREE HVAC Tune-up
Unlimited A/C refrigerant
Coverage for code violations and permits
Warranty Pitch

FLEXIBLE PLANS, FLEXIBLE PRICING.

Your American Home Shield home warranty costs depend on a few factors:
  • The level of coverage needed for your home's systems and appliances
  • The size of your home
  • The Trade Service Call fee selected
  • Any additional coverage added to your plan
To see your price, simply select one of the plans above and provide us with the address — this information helps us provide the most accurate price quote for your neighborhood. The average home warranty cost in the US in 2022 ranges from $500 to $700 per year, or an average monthly cost between $40 and $58. Our home warranty cover begins as low as $39.99 per month.
HOME WARRANTY COST BREAKDOWN
A home warranty cover is paid in the form of two different concepts: monthly premium costs and service call fees. A monthly premium is the cost of a home warranty policy. It takes the form of a monthly payment during the duration of the contract (1 year). The service call fee is what you pay when you need to call a pro to fix your appliances and systems covered by your plan. For example, if your HVAC system breaks down and you need to call someone to fix it, you'll incur a cost.
WHAT'S A TRADE SERVICE CALL FEE?
As with most home warranty plans, when you have a service request, you'll pay a trade service call fee (TSCF). These apply for each different kind of trade professional (plumber, electrician, etc.) that comes to your home to provide their specific service. Other companies can trap you with rigid and unfair pricing, but our fees are flexible. As a member of American Home Shield, you set the amount you pay (either $75, $100 or $125, plus sales tax where applicable) which can help adjust the monthly cost — a higher service fee means a lower monthly cost.
WHAT IS THE AVERAGE MONTHLY COST OF AN AHS HOME WARRANTY?
Your home warranty costs will depend on three key elements — your plan, the number of trade service calls you make during the year, and the service fees on your plan. With plans starting at $39.99, the minimum average home warranty cost per year with American Home Shield is $480. For example, if your air conditioning breaks and you require assistance, the TSCF will bring the cost from $555 to $605, of which only $480 will be part of the annual premium. The average monthly payment would then be $46 to $50 per month, including the TSCF. Home warranty prices will also be affected by the add-on coverages that you include in your specific plan.
NEED MORE COVERAGE? NO PROBLEM.
Have a pool? Want to protect your electronics? Every plan can be tailored to fit your needs with our add-on coverages. If you opt for add-ons, extended coverage can be an additional $50 to $258.

FAQs

The price of a home warranty depends on a few factors, such as the level of coverage and add-ons you need for your home, the size of your home, and the trade service fee you select. At American Home Shield, a basic plan begins with an affordable price as low as $39.99 per month. 

The cheapest home warranty American Home Shield offers is the ShieldSilver plan. Starting at $39.99 per month, ShieldSilver covers 14 major systems that fall under heating and cooling, electrical, and plumbing systems. For more information on all our plans, head to the compare plans page.

On average, home warranties cost from $500 to $700 per year, in payments of between $40 and $60 per month. Industry-standard service fees range from $75 to $125. The average premium will vary between a basic plan and larger options with increased coverage. Sources: 1, 2.

We have 3 plans with multiple add-ons so you can customize your plan depending on your and your family's needs. From a basic plan to our more comprehensive coverage options, our mission is to cater to everyone. 

For example, having an add-on that covers the electronics in your house might be especially relevant if you're currently working from home, but you would not need protection for pools and spas if you don't have one. We offer the flexibility to create your own plan so it fits your unique needs and budget.

The standard home warranty service contract for most home warranty companies is one year.

You can start requesting service 30 days after you buy your warranty. If you purchased or were given a home warranty during a real estate transaction, your coverage starts from the day of closing.

Our home warranty plans are tailored so you can cover the home systems and appliances that match your needs. All standard plans cover normal wear and tear, major repairs,  and replacements of covered appliances and systems. For that extra level of protection,  our ShieldPlatinum plan covers additional systems and appliances while also allowing you to save money on your trade service call fee.

Home warranties are generally not tax-deductible unless they are used for business purposes. We recommend you speak to a tax professional if a home warranty provider is something you wish to deduct from your personal tax declaration.

Everyone's home is filled with different things that they use with different degrees of frequency. As a leading home warranty company, it is in our best interests to offer our customers customizable coverage according to what they need it for the most. From major appliances and major home systems, our home warranty covers a broad range of indoor and outdoor items. Some of the common systems and appliances that we cover in our plans include:

Major appliances like built-in microwaves, ovens, refrigerators, dishwashers, garbage disposals, instant hot/cold water dispensers, washers, and dryers.

Major home systems like ceiling fans, air conditioning, doorbells and chimes, garage door openers, your electrical system, and interior plumbing lines.

Additional coverage for some personal belongings like electronics, pools, inground spas, guest units, septic pumps, and well pumps.

We get it — there are many home warranty companies out there, so you want to make sure that you are getting the best deal for what you're paying. The home warranty industry can be challenging to navigate and filled with confusing fine print, meager coverage limits, and unfulfilled promises — but we are not your typical home warranty provider.

AHS is an established company committed to providing both home buyers and real estate professionals with affordable and transparent home warranties. We offer multiple plans that have been carefully crafted to ensure that our customers get the bits that they need (and can ditch the bits they don't).

If you want a manageable monthly premium, clear information about what is included in your home warranty cost, and good old-fashioned reliable service, we're the warranty company for you.

Add-On Coverage
All add-ons require the purchase of one of our base plans above.
Electronics Protection Plan
Protect an unlimited number of new and used devices like TVs, laptops and more.
Pool or Spa
Covers components of one heating, pumping, and filtration system.

Consumer Affairs Icon
Best Company Awards Icon
Women’s Choice Award Icon
Need help?
Talk to our Shield Agents 24/7.