Sadly, your home appliances won’t last forever. But with American Home Shield®, you don’t have to face covered repairs alone. Our appliance coverage helps makes sure your kitchen and laundry room keep running smoothly.
*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
Don't have an AHS home warranty? These are some of the potential costs to repair or replace your home systems and appliances without one.
Air Conditioning
up to $6,000
Heating
up to $5,600
Water Heater
up to $2,000
Refrigerator
up to $1,800
Oven
up to $1,200
Range / Cooktop
up to $1,000
Dishwasher
up to $900
Clothes Washer
up to $850
Clothes Dryer
up to $800
Repair/replacement cost is the eightieth percentile as reported in a nationwide survey of homeowners conducted in 2024 by ClearVantage for American Home Shield.
Yes. In fact, for many homeowners, one of the main reasons to purchase our home warranty is because two of our plans cover appliances. With the American Home Shield ShieldGold™ and ShieldPlatinum™ plans, you get protection for up to nine major home appliances. In total, you get coverage for up to 28 covered home systems and appliances per plan with the option for add-on coverage.
If a part of your appliance breaks down from normal wear and tear during your 12-month plan agreement, American Home Shield will repair the covered item, or if we can’t repair, we’ll replace. This is where the American Home Shield appliance warranty benefits really deliver peace of mind, helping you protect your budget when unexpected breakdowns occur.
It’s also important to note the difference between a home warranty and homeowners insurance. Homeowners insurance typically covers damage caused by unexpected events like fire, theft, or storms. A home warranty, on the other hand, is designed to cover breakdowns caused by normal wear and tear on systems and appliances.
The American Home Shield home warranty applies no matter how old your appliances are. There’s no need for service or maintenance records—but please note that your plan must be active for 30 days before you can place your first service request. And yes, even duplicate appliances (like that second refrigerator in the garage) may be eligible for coverage.*
*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
Yes. An American Home Shield plan will first attempt to repair your covered appliance. If we can’t repair your covered item, we’ll replace it.*
This means that whether your dishwasher simply needs a new pump or your refrigerator is beyond repair, American Home Shield helps ensure you’re not left handling covered repairs yourself.
*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
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With an American Home Shield home warranty, you can get coverage for nine major home appliances under the ShieldGold™ and ShieldPlatinum™ plans. These are the appliances homeowners rely on everyday, and that tend to be expensive to repair or replace.
The potential cost to repair or replace these appliances without coverage can range from just a few hundred dollars for smaller appliances to several thousand dollars for major kitchen or laundry room breakdowns1. An AHS plan can help reduce those out-of-pocket expenses by covering parts and components that fail from normal wear and tear.
Here’s a closer look at what’s included:
A washer has an average lifespan of 11 years1. AHS covers the parts and components of clothes washers.
Potential cost without a warranty: up to $850
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
Your clothes dryer lasts an average of 12 years1. While you might get by without a dryer for a little longer than a washer, few homeowners have time to line-dry clothes regularly. With AHS, if your dryer breaks, we’ll assign an independent Pro will diagnose the issue. AHS will repair your covered item, and if we can’t repair it, we’ll replace it.*
Potential cost without a warranty: up to $800
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
When your refrigerator breaks down. These key kitchen appliances usually have an average lifespan of 14 years. Your AHS home warranty covers issues with:
AHS even covers duplicate items, like that extra fridge in your garage.
Potential cost without a warranty1: up to $1,800
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
Ranges and cooktops have an average lifespan of 15 years. Cooking meals for your household requires reliable equipment, and both are covered.
Potential cost without a warranty1: up to $1,000
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
Ovens last an average of 12 years. Whether part of a range or installed separately, they’re also included in AHS coverage. Coverage applies to all parts and components needed to keep your oven heating evenly.
Potential cost without a warranty1: up to $1,250
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
Dishwashers have an average lifespan of 11 years. If your dishwasher leaks or stops draining, an AHS plan coverage includes key internal parts and components.
Potential cost without a warranty1: up to $900
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
Built-in microwaves are convenient but not always inexpensive to repair or replace. With an average lifespan of about 10 years, built-in units are covered by AHS (note: countertop models aren’t included).
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
Garbage disposals last an average of 11.5 years. Small but hardworking, these handy appliances are covered so you don’t have to stress when yours jams or stops running. With AHS, simply place a service request and we’ll send a Pro to diagnose the issue and repair the covered item. If we can’t repair it, we’ll replace it.*
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply.
This refers to the installed faucet units at your sink that provide instant hot or cold water and have an average lifespan of 9 years. Freestanding or portable dispensers aren’t covered, but installed instant hot/cold water dispensers are included in AHS plans.
AHS coverage limit: Up to $4,000 per covered appliance
($2,000 with the ShieldGold™ plan)
While an AHS home warranty repairs your covered item, or if we can’t repair, replaces it, there are important limitations to keep in mind. Appliance coverage applies to the appliance itself—but not to every scenario or expense related to installation or damage.
For example, if AHS determines you need a new refrigerator, AHS will cover the appliance replacement under the AHS plan agreement. But if you choose to upgrade to a model with an ice and water dispenser, and your kitchen doesn’t already have a water line, the cost of running new plumbing would not be covered.
Similarly, coverage does not extend to secondary damage in your home. If a covered breakdown of a dishwasher leaks and damages your flooring, AHS would cover the dishwasher repair or replacement, but not the restoration of your floors.
Here are common situations a home warranty doesn’t cover:
From refrigerators to washers, your appliances keep daily life running. But when they break, repair or replacement costs can add up fast. With an American Home Shield home warranty plan, like ShieldGold™ or ShieldPlatinum™, you’ll have coverage for the parts and components that matter most, no matter the age of your appliances.
Explore AHS home warranty plans today to see how American Home Shield appliance coverage can can help protect your budget and keep your home running smoothly.
For even more convenience, the AHS app makes it easy to place service requests, track the American Home Shield appliance repair or replacement process, and connect with repair Pros. As a benefit to the ShieldGold and ShieldPlatinum plans, you can even video chat* with a live repair Expert to get help fixing or assessing your issues in real time, at no additional cost.
*Video chat available as a member benefit with select AHS plans. Video chat hours are from 8AM-9PM CST, 7 days/week. Subject to change.
AHS assumes no responsibility, and specifically disclaims all liability, for your use of any and all information contained herein.
Sources:
1 Repair/replacement cost is the eightieth percentile as reported in a nationwide survey of homeowners conducted in 2024 by ClearVantage for American Home Shield
Yes. With an American Home Shield plan, your appliances are covered no matter how old they are. Age doesn’t disqualify coverage. Whether your refrigerator is brand-new or over a decade old, it may be eligible for repair or replacement when it breaks down from normal wear and tear.
It depends! American Home Shield does cover unknown pre-existing conditions. However, if the pre-existing condition was known or reasonably detectable, AHS will not cover the repair. There is also a 30-day waiting period from the start of your coverage before you can place your first service request.
No. American Home Shield home warranty coverage does not require home inspections or maintenance records to start coverage. As long as the breakdown occurs after your plan is active and results from normal wear and tear, you can place a service request.
