5 Reasons You Need A Home Warranty

Wondering if you really need a home warranty? Here are five reasons why you do! An AHS home warranty offers appliance discounts and saves on repair costs.

The New Year is always a good time to take stock of how you invest your time and money, including ways to protect your budget and prepare for the unexpected. Whether you’ve considered home warranty coverage before or never given it a serious thought, make a resolution to find out more about how such coverage can benefit you and your home this year. Here are five reasons why a home warranty is a good investment for 2017:

1. Budget protection

​​A home warranty can help protect your budget by covering many of a home’s major systems and appliances that can be normally expensive to repair and replace.  Here are some estimates of common household repair and replacement costs without the advantage of home warranty coverage:

A home warranty is a one-year service agreement that covers the repair or replacement of many major home system components and appliances that typically breakdown over time due to normal wear and tear, helping you plan for the unexpected.

2. Anticipate expenses

 A home warranty can help you anticipate out-of-pocket costs. Instead of guessing about what system breakdowns may cost you in 2021, you’ll gain a better idea of what expenses to expect, which can help you with your household budget planning. 

For example, with an American Home Shield Home Warranty® you have the option of breaking the cost of your plan by monthly payments or with a one-time annual payment. When you mahe a service request, you’ll also know in advance the amount of the Trade Service Call Fee (TSF) that is due when the contractor arrives at your home to diagnose a covered problem or perform service.  With an AHS Home Warranty®, you are also able to choose the amount of the TSF when you sign up, which could provide more financial control. The higher the TSF, the lower you plan payment is, and vice versa. In addition to helping protect your budget, a home warranty can help you predict your budget. 

See the plan contract  for coverage details, including service fees, limitations and exclusions. Charges for non-covered items may apply.

Some of American Home Shield Home Warranty Coverages

3. Added protection

A home warranty can complement standard homeowner’s insurance. Unlike homeowner’s insurance, a home warranty is a service contract that covers essential appliances and home system components when they break down due to normal wear and tear – items that most homeowners’ insurance policies do not cover. While a home warranty is a good accompaniment to standard homeowner’s insurance, it’s not a substitute for it. 

4. Time management

Time is money, and a home warranty can save you valuable time.  Home system and appliance breakdowns always seem to happen at the worst possible times, and can leave you scrambling to find available help from a reliable contractor. Instead of frantically searching for repair assistance, if the item is covered under a home warranty plan, you have a ready resource to call.  AHS accpets service requests 24/7 by phone or online. They help connect customers with experienced, independent service contractors to repair service breakdowns.  

5. Value added savings

A home warranty can offer extra savings opportunities.  For example, the AHS Appliance Discount Program  extends exclusive discounted pricing to home warranty customers on quality name brand appliances, and the AHS Filter Program offers 30%-50% discounts on air conditioning and furnace filters for customers’ homes. In addition, customers receive helpful home management information that can help customers run their homes more efficiently. Visit the AHS Discount page for an updated list of home warranty discounts and promo codes.

Home warranty coverage may cost less than you think. With AHS Home Warranties, you can even choose from customizable plans that let you select coverage options.  Start out the New Year with new home warranty protection for your most valuable investment.