The cost to replace a well pump can range from a few hundred dollars to more than $1,7001, depending on the type of pump and your well setup. Here’s what impacts the price—and how a home warranty can help manage it.
If your home relies on a well, the pump is what keeps water flowing into your house. When it fails, knowing what well pump replacement really costs—and how to protect your budget—can make all the difference
A well pump is the device that moves groundwater from your well into your home’s plumbing system. For many rural homeowners, it’s an key part of having a reliable water supply. Without a functioning pump, faucets won’t run and toilets won’t flush, which can disrupt daily routines—making timely well pump replacement important when covered issues arise.
There are several kinds of pumps, each suited to different well depths and household needs:
Well pump replacement costs can vary widely depending on the type of pump and the setup of your well. On average, homeowners spend between $70 and $1,700 for a professional well water pump replacement, according to a survey conducted by ClearVantage for American Home Shield. This cost typically includes both the pump itself and labor for installation. Smaller repairs or shallow-well jobs may not run up a big bill, but deeper or more complex systems can easily add up to the thousands.
The costs of well pump replacement can vary significantly depending on the type and system configuration you have. Here are the average costs by category1:
1https://homeguide.com/costs/well-pump-cost
Understanding cost drivers helps explain why two neighbors may pay very different amounts for what seems like the same well pump replacement job. Several factors can affect the final bill:
When a well pump breaks down, the repair bill can be steep. That’s why American Home Shield® offers optional well pump coverage as an add-on to your home warranty plan. This protection provides coverage for up to $1,500 for covered issues.
Here’s what to know about AHS well pump add-on coverage:
By including well pump coverage with your plan, you can avoid the financial stress of paying out of pocket when a covered breakdown happens. And check out additional opportunities for add-on coverage, such as adding protection for your septic tanks. An American Home Shield home warranty gives you peace of mind, and gets you access to the nationwide network of independent repair Pros that AHS members rely on.
Disclaimer
1 Repair/replacement cost is the eightieth percentile as reported in a nationwide survey of homeowners conducted in 2024 by ClearVantage for American Home Shield
AHS assumes no responsibility, and specifically disclaims all liability, for your use of any and all information contained herein.
A home warranty helps cover the cost of repairing or replacing key home systems and appliances that break down due to normal wear and tear. With American Home Shield, you can choose from different plans that cover essentials like HVAC, plumbing, and electrical systems, plus household appliances. Optional add-ons are also available for items like well pumps, pools, and electronics.
Typically, no. Homeowners’ insurance covers damage from unexpected events such as fire, storms, or theft. It usually doesn’t cover normal wear and tear. That’s where a home warranty comes in—AHS offers optional well pump coverage to help with repair or replacement costs when your pump breaks down.
A well pump lasts an average of 14 years, though this can vary depending on pump type, usage, and water quality. Submersible pumps tend to last longer than jet pumps, but regular maintenance plays a big role in extending lifespan.
Technically, yes — but it’s not recommended. Knowing how to replace a well pump requires specialized tools, knowledge of electrical wiring, and the ability to safely handle heavy equipment. For most homeowners, hiring a licensed professional is the safest and most cost-effective option. With AHS coverage, you can get qualified Pros to handle the job when your pump fails.