Home Warranty
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Check out our list of FAQs if you need to know about home warranty plans, claims and coverage, you're looking for info on membership, costs and payments, or you simply have general AHS questions.
American Home Shield was created in 1971 to help protect homeowners from the cost and inconvenience of unexpected breakdowns. In doing so, we founded the home warranty industry. Today, with over 50 years of experience, we’re the leader in home warranties. Our goal is to empower homeowners to feel confident and in control of their homes. We offer plans that cover the home systems and appliances we all rely on to keep our homes and lives running smoothly.
American Home Shield has a nationwide network of thousands of local, qualified repair Pros and provides coverage for key parts and components of home systems and appliances. We also offer special discounts on home maintenance services. AHS is a great way to get peace of mind and budget protection. We also cover older items, no matter their age and provide a 30-day workmanship guarantee.
Our plans start at less than $1 a day. Your monthly home warranty cost depends on a few factors though:
For more information, see our Cost Explained page.
Coverage for up to 28 home items, including parts of the systems and appliances you rely on every day. For more specific information, please see our What Do Home Warranties Cover? page.
Sales: 888.682.1043 For Service: 800.858.1922 Or as a member, you can visit MyAccount to place a service request, review your plan agreement, and access special member offers on a variety of home maintenance services.
With select plans, members can now video chat with live repair Experts in the AHS app who can help assess or fix breakdowns in real time at no extra cost. It's a great and completely optional way to troubleshoot and potentially fix your issue before placing a service request.
Video chat is available to ShieldGold and ShieldPlatinum members and the hours are from 8AM-9PM CST 7 days/week. Subject to change.
The homeowner home warranty plan is 13 months long, which includes a 30-day waiting period and 12 months of coverage. Real estate home warranty plans are 12 months long and do not include a waiting period. After the initial plan agreement term, your plan will renew for consecutive 12-month terms (note that the homeowner home warranty plan will not have any additional waiting periods.
You can request service through any of these three options:
• Online: Log in to MyAccount to submit a service request any time, 24/7.
• In the app: Download the AHS app and submit a service request from anywhere.
• Over the phone: Call 877.730.4187 to speak with a representative.
Please note that homeowner plan coverage begins 30 days after sign-up, after which you can submit requests any time. Real estate plans begin right away and do not have a waiting period.
No, there is no limit on the number of covered repairs per contract term. Coverage limitations and exclusions may apply per your plan. Log in to MyAccount to review your specific plan agreement.
Review your plan agreement for full coverage details, including service fees, limitations, and exclusions. Charges for non-covered items may apply.
A service request is approved for repair or replacement when AHS determines that the item is covered under your plan and the breakdown qualifies as a covered breakdown. Three factors determine approval:
• Covered item: The system or appliance must be included in your plan's coverage.
• Covered breakdown: The failure must result from a covered cause, such as normal wear and tear, improper installation, insufficient maintenance, etc.
• No applicable exclusions: Your plan's limitations and exclusions must not apply to the specific issue.
Review your plan agreement for full coverage details, including service fees, limitations, and exclusions. Charges for non-covered items may apply.
Yes. If a covered repair or replacement has an issue within 30 days of completion, our 30-day Workmanship Guarantee covers a return visit at no additional cost. Just submit a new service request through any of these options:
• MyAccount: Log in and submit a service request anytime, 24/7.
• AHS App: Open the app and submit a service request from anywhere.
• Phone: Call 877.730.4187 to speak with a representative. Review your plan agreement for full coverage details, including service fees, limitations, and exclusions. Charges for non-covered items may apply.
If your covered item can't be repaired, we'll replace it up to plan specifications and remove the old one at no additional cost. Other options include:
• Cash payment: You may be able to receive a cash settlement of comparable value instead of a replacement.
• New HVAC Program: Need a new HVAC system? As an AHS member, you have access to discounts on top HVAC brands through the New HVAC Program.* We even provide delivery and installation of your new system.
*Pricing and amount of savings will vary based on location and equipment availability. Not available in all areas.
Repair timelines vary depending on the nature of the issue and parts availability, but here's what you can generally expect:
• Pro assignment: An independent repair Pro from our network will reach out within 24 to 48 hours to schedule your service appointment.
• Diagnosis: Your Pro will assess the issue in person and provide the diagnosis to us for review and coverage determination.
• Parts and repair: If AHS approves your covered repair, your repair Pro will order the required parts and complete the repair once they arrive. Timelines can vary depending on parts availability.
All covered repairs are backed by our 30-day guarantee, so if the same covered issue comes back, we'll make it right.
Yes. American Home Shield covers your home systems and appliances regardless of how old they are. A qualifying factor is known pre-existing conditions: if a system or appliance was already visibly broken or non-functional before your coverage began, it may not be eligible for a claim.
Visit MyAccount to register. In MyAccount, you can easily place service requests, view your plan agreement, and access member discounts on a variety of home maintenance services.
Of course. You can make changes to your coverage. To change your plan, call 833.706.2868.
If you have set up automatic payments with us, we will send your next year's agreement at least 30 days before your current plan agreement expires. If you do not have automatic payments set up, you can contact us to continue coverage by logging into MyAccount or calling 833.706.2869.
Yes, you can cancel at any time. If you cancel your plan agreement within the first 30 days of your coverage, we'll refund your agreement fees minus any service and claims incurred by American Home Shield.
If you cancel your plan agreement after 30 days, you'll receive a prorated refund of any agreement fees you paid for the rest of the agreement term, minus an administrative fee of up to one month's payment (where permitted by law) and any service or claims costs incurred by American Home Shield. Terms may vary by state. Please see the sample plan agreement for more details.
To cancel your plan agreement, please call 833.706.2865 and a customer representative will assist you.
Please note, if you are moving, you can transfer the remainder of your plan to the new buyer and set up coverage for your new home. Call 833.706.2866 to transfer your warranty.
Homeowners insurance typically protects your home and its contents from things that might happen, like fires, theft or natural disasters. A home warranty helps protect your budget when covered components of home systems and appliances break down due to normal wear and tear and other covered causes—because its not a matter of if they will break down, it's when.
Yes, you can easily purchase an American Home Shield home warranty for your rental property online at ahs.com. You must be the owner of the rental property to purchase the home warranty plan. If you have more than 10+ rental properties with us, please inform an AHS Sales team agent so we can ensure correct account tracking for all your properties in one place.
Yes, but keep in mind that the coverage options and coverage provided may vary from state to state. View your state's sample plan agreement. For questions regarding the coverage available in your state, please contact 866.301.7673
In most cases, no. AHS will assign an independent, qualified repair Pro from our network of thousands of Pros who specializes in your specific issue. In limited situations, AHS may offer you the option to use your own Pro through what's called Outside Authorization. Unless AHS approves you for Outside Authorization, repairs may only be completed through an assigned network Pro.
No. You can purchase a home warranty from American Home Shield without inspection or maintenance records. This is a part of our Shield Assurances.
Yes, you can pay monthly (for no additional finance fee) or annually. If there’s a specific day you want to start your billing cycle each month, call 833.706.2870. You can also pay by checking account, credit or debit card.
You'll pay a non-refundable service fee each time you place a service request for a covered item. You'll choose your service fee amount when you purchase your plan. See the plan agreement for coverage details, including service fees, limitations and exclusions. Charges for non-covered items may apply.
Yes, you'll get a $50 discount on coverage for each additional home (under 5,000 square feet).
Depending on the situation, you might. When you request service, you’ll pay your service fee. In addition, you may be responsible for any repair or service costs that aren’t covered by your home warranty. See the plan agreement for coverage details, including service fees, limitations and exclusions. Charges for non-covered items may apply.
Real estate home warranty plans protect buyers a real estate transaction by covering key home systems and appliances before, during and after closing. Similarly, Seller Coverage protects sellers' key home systems during the listing period.
Buyers can select from three plans, and sellers can add a Seller Coverage Option for protection while the home is listed. There is no waiting period, seller coverage starts the day it is ordered, and buyer coverage begins the day of closing and continues for one year.
A real estate home warranty protects your budget from unexpected repair costs. Buying and selling a home is already a major financial commitment, and a system breakdown prior to closing or an appliance breakdown after closing can create added stress and unplanned expenses. In fact, 1 in 4 homeowners use their home warranty within the first 60 days after closing. For sellers, a home warranty can help the home stand out with coverage that helps: reduce buyer risk, protect covered home systems between listing and closing, and limit out-of-pocket costs of covered breakdowns.
For buyers, it can help: create a smoother transaction by reducing unnecessary negotiations over covered issues, provide confidence in the home they are buying, and give them peace of mind knowing they have a plan for covered breakdowns after closing.
Yes, if you currently have an AHS home warranty on the home you own, you can transfer coverage to the buyer. To transfer coverage, call 800.776.4663.
Yes. You have 90 days from closing to add real estate home warranty coverage and take advantage of special real estate pricing—which is available exclusively to recent homebuyers. After that window closes, you can still purchase one of our AHS homeowner plans at standard pricing.
AHS offers three real estate plans so you can choose the level of coverage that fits your needs.
Yes. If you are selling your home, you can add on the Seller Coverage Option* for up to six months while your home is on the market and include a home warranty for the buyer. Here's how the Seller Coverage Option works:
1. Seller chooses the home warranty plan to provide to the buyer.
2. Seller adds on the Seller Coverage Option and receives coverage for the same home systems and items (excluding rekey) included in the ShieldEssential plan.
3. Payment is due at closing for both Buyer Coverage (price depends on the plan selected) and the Seller Coverage Option.
4. The warranty transfers to the buyer and becomes effective the day of closing.
*Subject to a $1,500 cap for all covered items during the listing period.
Yes, we offer two years of coverage at a special rate for buyer plans when you purchase at closing. Pricing varies by state. Learn more about our real estate plans from AHS.
Yes, you can buy a new construction home warranty if you are building a home.
Our new construction home warranty can be purchased any time within the first year after closing and provides coverage for 4 years, protecting the home from years 2-5. When the builder's one-year warranty expires, the New Construction home warranty picks up and begins providing protection for covered items. At the end of the plan agreement term, coverage can be renewed on an annual basis
Learn more about our real estate plans from AHS.
Your coverage starts the day of closing. But note, if closing funds haven't been received yet, service requests may be limited until your payment is confirmed.
Log into MyAccount or call 800.776.4663 to confirm your coverage start date.
If you sell your home before the end of your plan agreement, you can transfer the remainder of your plan agreement term to the new buyer at no extra cost. To do so, call 800.776.4663.
Please note if you sell your home before the end of your plan agreement and do not transfer the remainder of the plan, then a prorated refund may be issued, but it will be reduced by any claims you have already used.
Yes, you have 60 days from closing to change or upgrade your coverage plan and options. You can do so by calling 800.776.4663.
The length of our real estate agreement terms differs based on the type of plan you choose, which includes:
• Our standard real estate agreement term lasts for 12 months after closing.
• If you choose the 2-year warranty, your agreement term will last for 24 months.
• If you purchase a New Construction home warranty, your agreement term will last for four years - beginning after the builder's one-year warranty expires - protecting the home from years 2-5.
To learn more, visit our real estate plans page.
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