Home Warranty guide

America's #1 Home Warranty

American Home Shield covers everything that keeps your home running smoothly and protects your budget. With more than 2 million members, we are America’s most preferred home warranty provider.

Home Warranty You Tube Video

What is a Home Warranty?

A home warranty for your home is a peace of mind. It's a year-long, renewable home service plan that keeps you protected should a covered breakdown occur. A home warranty helps cut the cost to repair or replace many of the systems and appliances in your home. It complements your homeowners insurance by protecting things that your insurance doesn’t.

Why Do I Need One?

There are many compelling reasons why you need a home warranty and why it's worth it . The short answer? It’s a proactive way to get peace of mind when it comes to your home. In addition, a home service plan helps protect your home and your budget, meanwhile saving you time searching for a trustworthy technician.

Home Systems

Coverage detail image
Electrical Systems
Coverage detail image
Heating and Cooling


Coverage detail image
Laundry Appliances
Washing machine & clothes dryer
Coverage detail image
Kitchen Appliances

Additional coverage

Requires the purchase of a base plan

Compare Our Plans

Let's face it, stuff breaks down. An American Home Shield home warranties can help make these inevitable breakdowns less stressful. As a member, you know your budget, your time and let's be honest, your sanity, are covered.

What's covered?

A home warranty with American Home Shield covers the home systems and appliances that you use every day—no matter their age. Our home warranties help cover multiple items, like your A/C, heating system, water heater, electrical system, dishwasher, clothes washer/dryer, and more. Feel empowered to ditch that single appliance extended warranty, because with American Home Shield, you receive more coverage and protection. Learn more about what our home warranties do and do not cover.

American Home Shield Benefits

A home service plan is a budget friendly way to plan ahead for the normal wear and tear of systems and appliances you use daily.

Home Warranty vs. Homeowners Insurance:
Key Differences

Fun fact: You’re 28 times more likely to use a service plan than your home insurance. Why? Because it protects against things that will happen—like your A/C breaking or your refrigerator’s water filter not working properly—while homeowners insurance protects against things that might happen—like fires, theft, or natural disasters.

Is a Home Warranty Worth It?

A home warranty protects your budget from the unexpected. With coverage for up to 23 essential home systems and appliances, our members have peace of mind from knowing they have a plan in place and who to call when something goes wrong.

Who Pays for a Home Warranty?

Purchasing a home service plan can be an asset to both home buyers and sellers.

How to Renew Your Home Warranty

There multiple things to consider when renewing your home warranty plan, including the age of your home, systems and appliances, and much more. As an added benefit, American Home Shield will cover your systems and appliances regardless of age or appearance – no maintenance records or inspection required.

What is a Real Estate Home Warranty? 

An American Home Shield® Real Estate Home Warranty is a one-year service agreement that covers the repair or replacement of many major home system components and appliances. It is available to sellers (limited listing coverage) and buyers typically via their real estate brokers in the context of a real estate transaction only. 

If you’re in the market to purchase a new home, ask your real estate agent about our home buyers warranty, which gives you more confidence on move-in day and beyond. 

Here are the basics:

  1. ShieldComplete™ :Our most comprehensive plan covers everything in the ShieldEssential and ShieldPlus plans, plus additional items.
  2. ShieldPlus™ :Our most popular plan provides comprehensive coverage for major parts and components of many home systems and appliances.
  3. ShieldEssential™ :Our most basic plan offers coverage for components of the most critical home systems.

View Our Real Estate Plans Here

Additional Resources

Learn more about the benefits of a home warranty with the following resources and guides below. System and appliance breakdowns are inevitable with home ownership, but with a home warranty, you can feel confident knowing you have a plan in place.

Learn about Home Warranties

Tips for Homeowners


When a covered item breaks down, request service online at MyAccount or call 888.682.1043. Here’s what will happen next when you place a service request:
Pay your Trade Service Call Fee
Your contractor will contact you to schedule an appointment
Your contractor will come to your home and diagnose the problem.
Based on the contractor's diagnosis, we’ll determine whether your problem is covered by your homeowners warranty. If it is covered, the contractor will repair or replace the appliance or system. You'll get a follow-up email to make sure the problem was resolved to your satisfaction.

Your plan is the specific coverage you select for your unique household and budget needs.
Our comprehensive service plans cover home appliances, electrical, plumbing, heating, and A/C systems. We also offer additional coverage for pools and spas, roof leaks, and more.
American Home Shield is continually recognized as the company with the best warranty plans. We offer options for every household’s needs and budget —so you’re in good hands.

The cost is depends on the type of plan you choose. American Home Shield is one of the best companies because we because we offer three different coverage options for you to choose from based on your needs and budget. Take a look at the low prices of our plans and select which one works best for your family.

No, a home warranty and a home protection plan are not the same. Here’s how they differ. Home warranties are comprehensive policies that offer appliances and home systems warranty coverage, guaranteeing their repair or replacement when covered items break down or malfunction. Home protection plans focus on individual systems of a house and are similar to our coverage add-ons, such as our roof leak repair or pool and spa warranty.

Simply put, home warranties offer more thorough coverage than individual home protection plans. They are typically a better fit for families looking to have more protection with a broader coverage plan.

An AHS home service plan lasts for one year. When the 12 months are up, renew your contract easily by logging into MyAccount or giving us a call at 888.683.8576.

Absolutely. Purchase a warranty at any time to start covering your home systems and appliances.

If you’re a renter, you should consider getting an American Home Shield home appliance warranty to cover any personally owned appliances, like a washer and dryer. Renters insurance typically does not cover damage due to normal wear and tear.

Better Business Bureau Consumer Afairs Home Warranty Womens Choice Award Best Company
Need help?
Talk to our Shield Agents 24/7.