What is a home warranty?

A home warranty is an annual service contract that covers the repair or replacement of important appliances and systems components that break down over time.

What do home warranty plans cover?

Our home warranties cover the parts and components of major home systems and appliances. Either we'll come to your home and repair them, or we'll replace them. No matter their age. From HVAC systems to kitchen appliances, our plans help cover damage caused by everyday wear and tear.

See Our Plans

contractor air conditioning unit shield

We know home warranties
- we founded the industry.

We've spent more than 45 years protecting budgets like yours. Our 1.7 million customers rely on their American Home Shield® home warranties to help them manage the stress and expense of unexpected home system and appliance breakdowns.

We've paid more than $2 billion in warranty claims over the past five years. We won't ask you for a home inspection before you purchase one of our home warranty plans, and we don't ask you to provide maintenance records.

stamp 45 years of experience

Here's how an American Home Shield® Home Warranty works.

Step 1 of 4

Choose your coverage.

We offer a variety of plans to fit your home and budget. Choose a plan to help protect major parts and components of your home's systems, a plan for just appliances or our Combo Plan, which covers both.

Home warranty plan options Systems Plan Combo Plan Appliances Plan


per service call

Pay less per service call.



per service call



per service call

Lower your monthly payment.

trade service fee options $75 $100 $125
Step 2 of 4

Set your Trade Service Call Fee.

With American Home Shield, you set the amount you pay when one of our contractors comes to diagnose your covered item.

smoking oven

When a covered item breaks down, American Home Shield is here.

Step 3 of 4

Request service.

When a covered item breaks, you can request service online or by phone — day and night. Pay your set Trade Service Call Fee when you request service.

request service phone
professional contractor fridge shield
Step 4 of 4

We assign a pro.

We assign a qualified local contractor from our network to diagnose your covered item and offer a solution. Our network covers 49 states.

stamp network of 14,000 contractors

Help protect your budget with an AHS Home Warranty.

Over time, the appliances and systems that keep your home running will break down from everyday use. And, the cost of repairing or replacing them could really set you back. With an American Home Shield® Home Warranty, you pay a consistent monthly fee and a set Trade Service Call Fee when you request service on a covered item.

See What's Covered

Get Home Warranty Coverage

*Repair/Replacement costs ranges are the twentieth and eightieth percentile of U.S. costs as reported in A Study of Homeowners’ Appliance and Home Systems Service Experiences, a nationwide survey of homeowners conducted in 2019 by ClearVantage for American Home Shield. Further reproduction or use is expressly prohibited.


Get answers to your questions about home warranties.

  • My home's systems and appliances are old. Does that matter to American Home Shield?
  • Are there any exclusions to my contract or limits to my coverage?
  • What if I have an appliance that can’t be fixed?
  • Is a home warranty worth it?

Home Warranty vs. Home Insurance

Homeowner's insurance protects your home from things that might happen — like fires, theft or natural disasters.

A home warranty helps protect your budget from the expense of repairing or replacing covered home systems components or appliances when they break down.

View our general limitations and exclusions

Homeowners Insurance
covers things that might happen.
Home Warranty
covers things that will happen.
Theft HVAC stops running
Fire damage Water leaks
Storm damage Dishwasher stops running
Floods Toilet overflows
Learn more about Homeowners Insurance vs. Home Warranties

American Home Shield Home Warranty Reviews

Customer Reviews of Our Home Warranties

American Home Shield Home Warranty Reviews