Home Warranty guide

America's #1 Home Warranty

A home warranty is a plan that can cover systems and appliances when they stop working. AHS is the #1 Home Warranty Company with 1.8m clients.

What is a home warranty?

A home warranty is peace of mind. It's a year-long, renewable home service plan that keeps you protected should a covered breakdown occur. A home warranty helps cut the cost to repair or replace many of the systems and appliances in your home. It complements your homeowners insurance by protecting things that your insurance doesn’t.

Why do I need one?

There are many compelling reasons why you need a home warranty and why it's worth it. The short answer? It’s a proactive way to get peace of mind when it comes to your home. In addition, a home warranty helps protect your home and your budget, meanwhile saving you time searching for a trustworthy technician.

Home Systems

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Heating and Cooling


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Laundry Appliances
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Kitchen Appliances
Requires the purchase of a base plan

Compare our Plans

Let's face it, stuff breaks down. An American Home Shield home warranty can help make these inevitable breakdowns less stressful. As a member, you know your budget, your time and let's be honest, your sanity, are covered

What's covered?

A home warranty with American Home Shield covers the home systems and appliances that you use every day—no matter their age. Our home warranties help cover multiple items, like your A/C, heating system, water heater, electrical system, dishwasher, clothes washer/dryer, and more. Feel empowered to ditch that single appliance extended warranty, because with American Home Shield, you receive more coverage and protection. Learn more about what our home warranty plans does and does not cover.

American Home Shield Benefits

A home warranty is a budget friendly way to plan ahead for the normal wear and tear of systems and appliances you use daily.

Home Warranty vs. Homeowners Insurance.  What is the Difference?

Fun fact: You’re 28 times more likely to use home warranty services than your home insurance. Why? Because a home warranty protects against things that will happen—like your A/C breaking or your refrigerator’s water filter not working properly—while homeowners insurance protects against things that might happen—like fires, theft, or natural disasters.

Are Home Warranties Worth It?

Home warranties allow you to spend less in repairing and replacing appliances, with the coverage of up to 23 essential home systems and appliances we help meet the needs of your individual household.

Who Pays for a Home Warranty?

Purchasing a home warranty can be an asset to both buyers and sellers.

Renewing Your Plan

There are multiple things to consider when renewing your home warranty, the age of your house, your appliances, electrical wiring and much more.

What is a real estate home warranty? 

An American Home Shield® Real Estate Home Warranty is a one-year service agreement that covers the repair or replacement of many major home system components and appliances. It is available to sellers (limited listing coverage) and buyers typically via their real estate brokers in the context of a real estate transaction only. 

If you’re in the market to purchase a new home, ask your real estate agent about our home buyers warranty, which gives you more confidence on move-in day and beyond. 

Here are the basics:

  1. ShieldComplete™ : Our most comprehensive plan covers everything in the ShieldEssential and ShieldPlus plans, plus additional items.
  2. ShieldPlus™ : Our most popular plan provides comprehensive coverage for major parts and components of many home systems and appliances.
  3. ShieldEssential™ : Our most basic plan offers coverage for components of the most critical home systems.

View Our Real Estate Plans Here

Home Warranty Resources

Understand the benefits and reasons for a home warranty by following along our resources and guides below. Owning home means inevitable appliance and home system breakdowns but that doesn’t mean you need to feel anxiety about it. Let’s AHS take care of the costs associated with homeownership and simplify the process.

Learn about Home Warranties

Tips for Homeowners


When a covered item breaks down, request service online at MyAccount or call 888.682.1043. Here’s what will happen next when you place a home warranty service request:

  1. Pay your Trade Service Call Fee
  2. Your contractor will contact you to schedule an appointment
  3. Your contractor will come to your home and diagnose the problem.
  4. Based on the contractor's diagnosis, we’ll determine whether your problem is covered by your homeowners warranty. If it is covered, the contractor will repair or replace the appliance or system.
  5. You'll get a follow-up email to make sure the problem was resolved to your satisfaction.

Your home warranty plan is the specific coverage you select for your unique household and budget needs. Our comprehensive home warranty service plans cover home appliances, electrical, plumbing, heating, and A/C systems. We also offer additional coverage for pools and spas, roof leaks, and more. American Home Shield is continually recognized as the home warranty company with the best home warranty plans. We offer options for every household’s needs and budget —so you’re in good hands.

How much a home warranty is depends on the type of plan you choose. American Home Shield is one of the best home warranty companies because we because we offer three different coverage options for you to choose from based on your needs and budget. Take a look at the low prices of our home warranty plans and select which one works best for your family.

No, a home warranty and a home protection plan are not the same. Here’s how they differ. Home warranties are comprehensive policies that offer appliances and home systems warranty coverage, guaranteeing their repair or replacement when covered items break down or malfunction. Home protection plans focus on individual systems of a house and are similar to our coverage add-ons, such as our roof leak repair or pool and spa warranty.

Simply put, home warranties offer more thorough coverage than individual home protection plans. They are typically a better fit for families looking to have more protection with a broader coverage plan.

An AHS home warranty lasts for one year. When the 12 months are up, renew your contract easily by logging into MyAccount or giving us a call at 888.683.8576.

Absolutely. Purchase a home warranty at any time to start covering your home systems and appliances.

If you’re a renter, you should consider getting an American Home Shield home appliance warranty to cover any personally owned appliances, like a washer and dryer. Renters insurance typically does not cover damage due to normal wear and tear.

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