Pricing and Plans

The AHS® Real Estate Home Warranty is logically structured into new packages that are easy to understand and easy to explain during the real estate sales process, reducing time and effort for real estate professionals, as well as home buyers and sellers. Please see below for an explanation of each package and its coverage, and see an AHS Home Warranty contract for specific details:

ShieldEssentialSM covers the most critical systems that homeowners tell us they want in a home warranty, with the same coverage level offered in the other plans. The key systems covered under ShieldEssential include:

  • Air Conditioning (including geothermal systems)*
  • Heating (including geothermal systems)*
  • Ductwork
  • Plumbing
  • Electrical
  • Water Heater
  • *In Hawaii – air conditioning includes ducted, ductless and window units; heating not included.

ShieldPlusSM covers the most critical home systems plus many common, major household appliances (washer and dryer and refrigerator coverage, which is often available only as a home warranty option, is now part of the standard package):

  • Air Conditioning (including geothermal systems)*
  • Heating (including geothermal systems)*
  • Ductwork
  • Plumbing
  • Electrical
  • Water Heater
  • Washer
  • Dryer
  • Kitchen Refrigerator with Ice Maker and Dispenser
  • Built-in Microwave Oven
  • Dishwasher
  • Garbage Disposal
  • Range/Oven/Cooktop

ShieldCompleteSM offers the most comprehensive coverage, including the items in ShieldEssential and ShieldPlus combined, and additional home items including:

  • All items from ShieldEssential
  • All items from ShieldPlus
  • Garage Door Openers
  • Ceiling Fans
  • Telephone Wiring
  • Doorbells
  • Instant Hot/Cold Water Dispensers
  • Built-in Exhaust/Attic/Whole House Fans

ALL THREE PACKAGES include these conditions when associated with malfunctions:

  • Lack of Maintenance
  • Rust and Corrosion
  • Sediment
  • Refrigerant Recapture, Reclaim and Disposal
  • Mismatched Systems
  • Undetectable Pre-existing Conditions
  • Improper Installations, Repairs or Modifications
  • Permits ($250 per Agreement Term)
  • Code Violations ($250 per Agreement Term)
  • Removal of Defective Equipment

For maximum flexibility and plan customization, optional coverage for the buyer may be added to any package to include:

  • Additional Refrigerators (up to four, including wine refrigerators up to 6 cubic feet)**
  • Well Pump and Septic System Pumping & Septic Sewage Ejector Pump
  • Swimming Pool or Spa Equipment
  • Swimming Pool/Spa Equipment (shared equipment)
  • Salt Water Pool Equipment
  • Subterranean Termite (Buyer/Seller) - for Texas only

    **Not available for ShieldEssential

The Seller Coverage Option, with the same covered items as the ShieldEssential Package, is offered to the home seller for coverage during the listing period of the property. Regardless of the warranty package selected, qualified home sellers can add the Seller Coverage Option for up to 6 months (term renewable upon request) while their home is on the market. With the same covered items as the ShieldEssential package, this option can help protect the seller’s budget during the listing period, distinguish the property from other listings and help reduce pre-close issues related to the home inspection. Best of all, no money is due until the home closes. NOTE: Subject to $2,000 cap for all trades during listing period.

Coverage at a Glance